In the workbook, there is a blank monthly calendar, but there is no place to write down appointments, or upcoming events on a daily schedule or overview. It was designed with all of the tools you need to set up and start using an effective budget. The Budget-by-Paycheck Workbook is exactly that, a workbook. What is the difference between the Budget-by-Paycheck Workbook and the 2018 Live Rich planner? The pages have an outline for your finances, but they are set up in a way for you to budget using any method that works best for you.īefore we dig in, I first want to answer a question I get from a lot of readers. If you are a monthly budgeter, the 2018 Live Rich Planner is still a great option. Keep in mind that I budget my income according to my paychecks. I am going to show you the exact steps I take to set up a new budget every month, and how to use the pages in the planner with my budget-by-paycheck budgeting method. Today, I wanted to walk you through how I use my 2018 Live Rich Planner. The Live Rich Planner is something that I have access to any time I need it, it's small enough to fit in my purse, and it has all of the pages I need to organize my busy mom life and my finances. In 2016, the Live Rich Planner became a reality. What do you do when you can't find what you're looking for? You create it yourself. The problem was, I couldn't find anything on the market that I could buy that had exactly what I wanted. I have been a successful budgeter since 2011, and during that time I learned exactly what I need to track, plan, and prepare my finances.
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The need to write it down was there, but since my budget was in electronic form on my desktop, I didn't have access to it to make adjustments.
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I would be in line at a grocery store, and a random thought about an upcoming bill would enter my mind. The problem I kept running into was convenience. For the longest time, I used an excel spreadsheet to document and budget successfully.